{"id":1042,"date":"2022-07-26T03:06:57","date_gmt":"2022-07-26T03:06:57","guid":{"rendered":"https:\/\/placement-tresorerie.fr\/?page_id=1042"},"modified":"2022-08-18T12:13:56","modified_gmt":"2022-08-18T12:13:56","slug":"placement-opci-pour-personne-morale-entreprise","status":"publish","type":"page","link":"https:\/\/placement-tresorerie.fr\/?page_id=1042","title":{"rendered":"OPCI"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1042\" class=\"elementor elementor-1042\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c3281cf elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"4c3281cf\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-677cce26\" data-id=\"677cce26\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bc680a5 elementor-widget elementor-widget-heading\" data-id=\"4bc680a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">OPCI pour Personne Morale\n       <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c55bf4a elementor-widget elementor-widget-text-editor\" data-id=\"1c55bf4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pourquoi placer son exc\u00e9dent de tr\u00e9sorerie dans un Organisme de Placement Collectif en Immobilier repr\u00e9sente une bonne opportunit\u00e9 ? OPCI = 60% d&#8217;immobilier + 40% d&#8217;actifs financiers (dont une poche obligatoire &#8220;liquidit\u00e9s&#8221; de 5%)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c1b05b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4c1b05b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ba4cd4 elementor-widget elementor-widget-text-editor\" data-id=\"2ba4cd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"span-reading-time rt-reading-time\"><span class=\"rt-label rt-prefix\">Temps de lecture :<\/span> <span class=\"rt-time\"> 6<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-462d857 elementor-widget elementor-widget-breadcrumbs\" data-id=\"462d857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/placement-tresorerie.fr\/\">Accueil<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-409416ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"409416ff\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;triangle&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,98.9L0,6.1V0h1000v6.1L500,98.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-2af3c466\" data-id=\"2af3c466\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70568dfa elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"70568dfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-percent\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t+\/- 4,40%\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRendement du placement par an. La performance d\u2019un OPCI est calcul\u00e9e en prenant en compte la valeur liquidative de la fin de p\u00e9riode, \u00e0 laquelle sont ajout\u00e9s les dividendes vers\u00e9s sur la p\u00e9riode rapport\u00e9 sur la valeur liquidative de d\u00e9but de p\u00e9riode.\n*Moyenne 2021 selon IEIF.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1ce286fd\" data-id=\"1ce286fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-531c69e8 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"531c69e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-user-clock\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMoyen \/ Long terme\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tHorizon de placement recommand\u00e9 sup\u00e9rieur \u00e0 12 mois. S'agissant d'un placement \u00e0 sous-jacent 60% immobilier, il convient d'amortir les frais d'entr\u00e9e dans le temps (tout comme un logement achet\u00e9 en direct).\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-52af7337\" data-id=\"52af7337\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f4815a4 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2f4815a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-retweet\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLiquidit\u00e9 correcte\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPlacement relativement liquide li\u00e9 \u00e0 une d\u00e9tention d'immobilier limit\u00e9e \u00e0 60%. L'OPCI dispose d'une poche de liquidit\u00e9 qui repr\u00e9sente \u00e0 tout moment au moins 5 % de son actif. Le rachat de vos parts d\u2019O.P.C.I. s\u2019effectue p\u00e9riodiquement. La p\u00e9riodicit\u00e9 de rachat est d\u00e9finie dans la Documentation de chaque fonds.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-e4c555b\" data-id=\"e4c555b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b3ae480 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2b3ae480\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-user-lock\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRisque mod\u00e9r\u00e9\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPas de garantie en capital ni en mati\u00e8re de rendement. N\u00e9anmoins, compte tenu du sous-jacent \"60% pierre\", il s'agit d'un actif tangible et r\u00e9el : immobilier d'entreprise. De plus la volont\u00e9 du G\u00e9rant est d'offrir un placement g\u00e9r\u00e9 en \"bon p\u00e8re de famille\".\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-780b4443 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"780b4443\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6110938a\" data-id=\"6110938a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-384195d5 elementor-blockquote--skin-boxed elementor-widget elementor-widget-blockquote\" data-id=\"384195d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tUn OPCI (Organisme de Placement Collectif en Immobilier) fait partie de la gamme des produits d'\u00e9pargne \"pierre-papier\". \nCe placement qui monte aupr\u00e8s des \u00e9pargnants comporte plusieurs avantages \u00e0 condition de bien analyser la part de risque avant d'investir.\t\t\t<\/p>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce5bec5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce5bec5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1423bcb\" data-id=\"1423bcb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f391b45 elementor-widget elementor-widget-image\" data-id=\"f391b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1548\" height=\"436\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Placement-de-tresorerie-en-OPCI-en-ligne-avec-Epargne-Plurielle-1.jpg\" class=\"attachment-full size-full wp-image-1135\" alt=\"Placement de tr\u00e9sorerie en OPCI en ligne avec Epargne Plurielle\" srcset=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Placement-de-tresorerie-en-OPCI-en-ligne-avec-Epargne-Plurielle-1.jpg 1548w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Placement-de-tresorerie-en-OPCI-en-ligne-avec-Epargne-Plurielle-1-300x84.jpg 300w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Placement-de-tresorerie-en-OPCI-en-ligne-avec-Epargne-Plurielle-1-1024x288.jpg 1024w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Placement-de-tresorerie-en-OPCI-en-ligne-avec-Epargne-Plurielle-1-768x216.jpg 768w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Placement-de-tresorerie-en-OPCI-en-ligne-avec-Epargne-Plurielle-1-1536x433.jpg 1536w\" sizes=\"(max-width: 1548px) 100vw, 1548px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da8913b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da8913b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7844c68\" data-id=\"7844c68\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d8b079 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"6d8b079\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tCONTENU\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__6d8b079\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"far fa-caret-square-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__6d8b079\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__6d8b079\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b14b33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b14b33\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ff0c76e\" data-id=\"ff0c76e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fcedc3 elementor-widget elementor-widget-text-editor\" data-id=\"5fcedc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h2>D\u00e9finition d&#8217;un OPCI et <span style=\"color: #be2518;\">fonctionnement<\/span><\/h2><p>On peut d\u00e9finir l\u2019Organisme de Placement Collectif en Immobilier (OPCI) comme un produit d&#8217;<strong>investissement portant en majorit\u00e9 sur de l\u2019immobilier<\/strong>.<\/p><p>Ce <strong>produit d\u2019\u00e9pargne long terme<\/strong> existe depuis 2005 et comprend 8 OPCI Grand Public \u00e0 ce jour.<\/p><blockquote><p>Il associe des actifs tant immobiliers (60%) que financiers (environ 30-35%).<\/p><\/blockquote><p>Il permet de <strong>diversifier son \u00e9pargne<\/strong> en investissant via un contrat d\u2019assurance-vie, <a href=\"https:\/\/placement-tresorerie.fr\/contrat-capitalisation-personne-morale-placement-optimiser-tresorerie-entreprise\/\">contrat de capitalisation personne morale<\/a>, un compte-titres ou encore en direct.<\/p><p>Le fonctionnement de l\u2019OPCI s\u2019inspire de la gestion collective immobili\u00e8re. Cela consiste \u00e0 <strong>collecter aupr\u00e8s des \u00e9pargnants des sommes qui seront investies principalement dans des immeubles<\/strong> physiques, parts ou actions provenant de soci\u00e9t\u00e9s immobili\u00e8res. Plus pr\u00e9cis\u00e9ment, ce fonds de placement concerne surtout l\u2019immobilier de bureaux, les murs commerciaux et l\u2019immobilier tertiaire (locaux d&#8217;activit\u00e9s, entrep\u00f4ts).<\/p><p>Certains investissements peuvent \u00eatre li\u00e9s \u00e0 des actions d\u2019entreprises cot\u00e9es en Bourse, des parts de fonds ou des obligations, comportant un lien avec le secteur immobilier.<\/p><p>Plus souple que les <a href=\"https:\/\/placement-tresorerie.fr\/parts-scpi-pour-personne-morale\/\">SCPI<\/a>, il est compos\u00e9 de 60% d\u2019actifs immobiliers, 30-35% de titres financiers et 5% (minimum) de liquidit\u00e9s.<\/p><blockquote><p>On peut investir en OPCI avec une somme d&#8217;entr\u00e9e se situant de 1 000 \u20ac.<\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a354ec elementor-widget elementor-widget-image\" data-id=\"8a354ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"200\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Pourquoi-investir-son-excedent-de-tresorerie-dans-un-OPCI-en-France-1.jpg\" class=\"attachment-large size-large wp-image-1163\" alt=\"Pourquoi investir son exc\u00e8dent de tr\u00e9sorerie dans un OPCI en France (1)\" srcset=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Pourquoi-investir-son-excedent-de-tresorerie-dans-un-OPCI-en-France-1.jpg 1001w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Pourquoi-investir-son-excedent-de-tresorerie-dans-un-OPCI-en-France-1-300x75.jpg 300w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Pourquoi-investir-son-excedent-de-tresorerie-dans-un-OPCI-en-France-1-768x192.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ba716e9\" data-id=\"ba716e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a127d6 elementor-widget elementor-widget-text-editor\" data-id=\"3a127d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h2>Quelles sont les<span style=\"color: #be2518;\"> formes juridiques<\/span> distinctes des OPCI ?<\/h2><p>Il y en a deux : les <strong><em>OPCI-SPPICAV<\/em><\/strong> et les <strong><em>FPI<\/em><\/strong>.<\/p><p>Plus de pr\u00e9cisions :<\/p><h3><span style=\"color: #be2518;\">&gt;<\/span> La SPPICAV<\/h3><p>Soci\u00e9t\u00e9 de Placement \u00e0 Pr\u00e9pond\u00e9rance immobili\u00e8re \u00e0 Capital Variable a la personnalit\u00e9 morale. Cette soci\u00e9t\u00e9 distribue aux associ\u00e9s qui en font partie des revenus sous forme de dividendes et, fiscalement, elle rel\u00e8ve de l\u2019imp\u00f4t sur les soci\u00e9t\u00e9s.<\/p><h3><span style=\"color: #be2518;\">&gt;<\/span> L&#8217;OPCI-FPI<\/h3><p>Pour un OPCI-FPI, les associ\u00e9s sont copropri\u00e9taires car le FPI n\u2019a pas la personnalit\u00e9 morale et ne peut \u00eatre repr\u00e9sent\u00e9 que par la Soci\u00e9t\u00e9 de Gestion.<\/p><p>\u00a0<\/p><blockquote><p>Cette nuance peut pr\u00e9senter un l\u00e9ger impact en mati\u00e8re de fiscalit\u00e9 pour votre Entreprise, que <a href=\"https:\/\/placement-tresorerie.fr\/contact\/\">notre Cabinet vous d\u00e9taillera lors d&#8217;un rendez-vous<\/a>.<\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c39c72b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c39c72b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-043f4f1\" data-id=\"043f4f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-942204b elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"942204b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tAgir pour ma tr\u00e9sorerie\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-lg\" href=\"https:\/\/placement-tresorerie.fr\/contact\/\">\n\t\t\t\t\t\tJe contacte le Cabinet \u00c9PARGNE PLURIELLE\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2285b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2285b7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bb48a98\" data-id=\"bb48a98\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88ae31a elementor-widget elementor-widget-text-editor\" data-id=\"88ae31a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h2>Quels sont les <span style=\"color: #be2518;\">avantages \u00e0 investir<\/span> en OPCI ?<\/h2><p>Ce choix d\u2019investissement compte beaucoup d\u2019avantages.<\/p><p>Un des int\u00e9r\u00eats appr\u00e9ciables de cette solution d\u2019investissement est qu\u2019elle <strong>distribue des revenus aux d\u00e9tenteurs de parts<\/strong> de la mani\u00e8re suivante :<\/p><ul><li>sous forme de <strong>dividendes ou coupons<\/strong>, distribu\u00e9s une \u00e0 quatre fois par an, selon le type d\u2019OPCI ;<\/li><li>sous forme d\u2019une <strong>plus-value de long terme<\/strong>, gr\u00e2ce \u00e0 la revalorisation des parts ou des valeurs liquidatives (VL).<\/li><\/ul><p>L\u2019OPCI permet d\u2019investir dans un <strong>portefeuille diversifi\u00e9 d\u2019actifs<\/strong> financiers et immobiliers \u00e0 travers la France voire l&#8217;Europe. Ainsi, le <strong>risque devient mutualis\u00e9<\/strong> donc il est r\u00e9duit.<\/p><blockquote><p>L\u2019investisseur peut r\u00e9cup\u00e9rer son investissement quand il le d\u00e9sire.<\/p><\/blockquote><p>Il lui est possible \u00e9galement d\u2019investir via un contrat de capitalisation pour personne morale et de profiter d\u2019avantages fiscaux relatifs \u00e0 cette enveloppe de placement.<\/p><p>Egalement :<\/p><ul><li>Il s\u2019agit d\u2019un <strong>investissement sans contraintes<\/strong> dont la gestion est enti\u00e8rement <strong>d\u00e9l\u00e9gu\u00e9e \u00e0 un Expert<\/strong> (Asset Manager Immobilier).<\/li><li>L\u2019investisseur actionnaire r\u00e9alise un placement immobilier indirect tout en disposant d\u2019une<strong> \u00e9pargne disponible quand il en a besoin<\/strong>.<\/li><li>Il dispose d\u2019une visibilit\u00e9 continue sur la valeur de son actif.<\/li><li>Il est plus simple de revendre rapidement des parts d\u2019un fonds immobilier que de tenter de revendre des biens immobiliers acquis en direct.<\/li><li>Le prix de l\u2019OPCI ne subit pas des variations importantes d\u2019un mois \u00e0 un autre.<\/li><li>Sa dur\u00e9e de d\u00e9tention est plus courte que celle d\u2019une SCPI.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2559302 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2559302\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-18df9aa\" data-id=\"18df9aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5041978 elementor-widget elementor-widget-text-editor\" data-id=\"5041978\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h2>Quelle est la <span style=\"color: #be2518;\">fiscalit\u00e9<\/span> ?<\/h2><p>Lorsqu\u2019une personne morale investit dans une OPCI, elle a la possibilit\u00e9 de le faire directement ou \u00e0 travers d&#8217;un contrat dit &#8220;de capitalisation&#8221;.<\/p><blockquote><p>Dans les deux cas, la fiscalit\u00e9 relative au placement OPCI est celle de l\u2019IS.<\/p><\/blockquote><p>Les <strong>plus-values<\/strong> ainsi que les<strong> revenus<\/strong> sont imposables au taux de droit commun de l\u2019<strong>Imp\u00f4t sur les Soci\u00e9t\u00e9s<\/strong> en vigueur (<em>habituellement autour de 33%<\/em>).<\/p><p>En revanche, ce taux a \u00e9t\u00e9 r\u00e9duit \u00e0 28% en 2020 et \u00e0 26,5% en 2021 ( a priori 25% en 2022 ).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3ca784 elementor-widget elementor-widget-image\" data-id=\"d3ca784\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1198\" height=\"540\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Organisme-de-Placement-Collectif-en-Immobilier-pour-excedent-de-tresorerie-1.jpg\" class=\"attachment-full size-full wp-image-1558\" alt=\"Organisme de Placement Collectif en Immobilier pour exc\u00e9dent de tr\u00e9sorerie\" srcset=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Organisme-de-Placement-Collectif-en-Immobilier-pour-excedent-de-tresorerie-1.jpg 1198w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Organisme-de-Placement-Collectif-en-Immobilier-pour-excedent-de-tresorerie-1-300x135.jpg 300w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Organisme-de-Placement-Collectif-en-Immobilier-pour-excedent-de-tresorerie-1-1024x462.jpg 1024w, https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Organisme-de-Placement-Collectif-en-Immobilier-pour-excedent-de-tresorerie-1-768x346.jpg 768w\" sizes=\"(max-width: 1198px) 100vw, 1198px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-52a540d\" data-id=\"52a540d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ea6ef3 elementor-widget elementor-widget-text-editor\" data-id=\"0ea6ef3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h2>Quelles sont les <span style=\"color: #be2518;\">diff\u00e9rences entre OPCI et SPCI<\/span> ?<\/h2><p>Ces deux types de fonds d\u2019investissement peuvent se compl\u00e9ter, mais ils n\u2019ont pas le m\u00eame objectif.<\/p><p>1. L\u2019OPCI concerne l\u2019immobilier physique ainsi que les actifs financiers reli\u00e9s au domaine immobilier. Ses <strong>sous-jacents sont donc plus diversifi\u00e9s<\/strong> qu&#8217;une SCPI.<\/p><p>Plus volatiles que les SPCI, les performances de l\u2019OPCI ont \u00e9t\u00e9 \u00e9valu\u00e9es \u00e0 environ 5% (<em>donc devant les Fonds Euros<\/em>).<\/p><p>\u00a0<\/p><p>2. La <strong>SCPI est consid\u00e9r\u00e9e comme un fonds immobilier &#8220;pur&#8221;<\/strong> dont l\u2019objectif est la gestion d\u2019un parc immobilier \u00e0 vocation locative.<\/p><p>Il reverse aux associ\u00e9s (selon le nombre de parts qu\u2019ils d\u00e9tiennent) les loyers nets (sans frais ni charges). Ce type de fonds convient particuli\u00e8rement aux investisseurs dont le but est de recevoir des compl\u00e9ments de revenus r\u00e9guliers tout en se cr\u00e9ant un capital immobilier.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c27b851\" data-id=\"c27b851\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2544da3 elementor-cta--layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"2544da3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Je-contacte-le-cabinet-Epargne-Plurielle-Entreprise-1.jpg);\" role=\"img\" aria-label=\"Je contacte le cabinet Epargne Plurielle Entreprise\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tAgir pour ma tr\u00e9sorerie\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tJe contacte le Cabinet \u00c9PARGNE PLURIELLE\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/placement-tresorerie.fr\/contact\/\">\n\t\t\t\t\t\tCONTACT\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-ribbon\">\n\t\t\t\t<div class=\"elementor-ribbon-inner\">\n\t\t\t\t\tRDV EXPERT\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3767d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f3767d7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0cb98c\" data-id=\"b0cb98c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe15437 elementor-widget elementor-widget-text-editor\" data-id=\"fe15437\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h2>Le placement de tr\u00e9sorerie en OPCI est-il <span style=\"color: #be2518;\">garanti<\/span> ?<\/h2><p>Ce type d\u2019investissement \u00e9tant influenc\u00e9 par les<strong> fluctuations des march\u00e9s immobilier et financier<\/strong>, la distribution ainsi que le capital ne sont pas garantis.<\/p><blockquote><p>M\u00eame si le secteur immobilier a eu tendance \u00e0 \u00e9voluer positivement ces derni\u00e8res ann\u00e9es, on ne peut pas pr\u00e9voir son \u00e9volution dans le futur.<\/p><\/blockquote><p>Sur l\u2019\u00e9chelle de risques standards (classification de l\u2019AMF) l\u2019OPCI a \u00e9t\u00e9 class\u00e9e au niveau 4. Elle comporte donc sa part de risque.<\/p><p>Avant d\u2019<a href=\"https:\/\/placement-tresorerie.fr\/\">investir son exc\u00e9dent de tr\u00e9sorerie<\/a> dans un OPCI, il est toujours avis\u00e9 de proc\u00e9der d\u2019abord \u00e0 une analyse en profondeur de sa situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d420cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d420cc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc63256\" data-id=\"fc63256\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0a1048 elementor-blockquote--skin-border elementor-blockquote--button-view-icon-text elementor-blockquote--button-skin-classic elementor-widget elementor-widget-blockquote\" data-id=\"e0a1048\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tSelon l\u2019opinion des experts, un placement de tr\u00e9sorerie en OPCI gagne \u00e0 \u00eatre \u00e9tudi\u00e9 sur le long terme pour en maximiser la rentabilit\u00e9.\n\nApr\u00e8s un certain nombre d\u2019ann\u00e9es, les frais fixes qu\u2019implique sa gestion sont amortis et par le fait m\u00eame sa rentabilit\u00e9 augment\u00e9e.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">\u00c9PARGNE PLURIELLE, courtier pour Entreprises<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/twitter.com\/intent\/tweet?text=Selon+l%E2%80%99opinion+des+experts%2C+un+placement+de+tr%C3%A9sorerie+en+OPCI+gagne+%C3%A0+%C3%AAtre+%C3%A9tudi%C3%A9+sur+le+long+terme+pour+en+maximiser+la+rentabilit%C3%A9.%0A%0AApr%C3%A8s+un+certain+nombre+d%E2%80%99ann%C3%A9es%2C+les+frais+fixes+qu%E2%80%99implique+sa+gestion+sont+amortis+et+par+le+fait+m%C3%AAme+sa+rentabilit%C3%A9+augment%C3%A9e.+%E2%80%94+%C3%89PARGNE+PLURIELLE%2C+courtier+pour+Entreprises&amp;url=https%3A%2F%2Fplacement-tresorerie.fr%2F%3Fpage_id%3D1042\" class=\"elementor-blockquote__tweet-button\" target=\"_blank\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-twitter\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-blockquote__tweet-label\">Tweet<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76ed184 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76ed184\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c303d5a\" data-id=\"c303d5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2120471 elementor-widget elementor-widget-text-editor\" data-id=\"2120471\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>____<\/p><h3>Quels sont les <span style=\"color: #be2518;\">risques<\/span> \u00e0 prendre en compte avant d\u2019investir dans un OPCI ?<\/h3><p>Les facteurs de risque les plus courants sont :<\/p><p>Perte en capital. Celui-ci n\u2019\u00e9tant ni garanti ni prot\u00e9g\u00e9, le placement peut se r\u00e9v\u00e9ler moins int\u00e9ressant que pr\u00e9vu en cas de conjoncture moins favorable. Un investisseur doit donc prendre en compte la possibilit\u00e9 de ne pas parvenir \u00e0 ses objectifs, voire de ne pas r\u00e9cup\u00e9rer \u00e0 terme l\u2019int\u00e9gralit\u00e9 du capital investi.<\/p><p>Un risque de liquidit\u00e9 est aussi \u00e0 signaler en raison de la faible liquidit\u00e9 propre au march\u00e9 immobilier. La vente d\u2019un bien peut demander un d\u00e9lai de plusieurs mois selon les cas. N\u00e9anmoins, un Opci a l&#8217;obligation de conserver une poche de liquidit\u00e9.<\/p><p>Des risques sont inh\u00e9rents par ailleurs au march\u00e9 immobilier en lui-m\u00eame. La performance du capital est li\u00e9e \u00e0 l\u2019\u00e9volution de la valeur des biens acquis, qui peut \u00eatre revue \u00e0 la baisse en fonction de nombreux facteurs.<\/p><p>Risques li\u00e9s aux march\u00e9s financiers :\u00a0<\/p><p>On peut citer le risque de cr\u00e9dit (baisse de valeur d\u2019une obligation d\u2019entreprise), le risque de taux (baisse de valorisation des obligations en cas de hausse des taux d\u2019int\u00e9r\u00eat), le risque Actions (fluctuations \u00e0 la baisse des march\u00e9s d\u2019actions) et celui li\u00e9 \u00e0 l\u2019utilisation de produits d\u00e9riv\u00e9s (couverture potentiellement imparfaite selon l\u2019\u00e9volution des march\u00e9s).<\/p><p>Enfin, un OPCI est \u00e9galement soumis \u00e0 un risque de contrepartie. Dans le cas d\u2019un investissement immobilier, un d\u00e9faut de paiement des locataires est toujours possible.<\/p><p>\u00a0<\/p><p><em>* L\u2019OPCI n\u2019offrant aucune protection ni garantie en capital, l\u2019investisseur ne peut s\u2019attendre \u00e0 r\u00e9cup\u00e9rer int\u00e9gralement le capital investi (le montant souscrit moins les frais) en cas de baisse du prix. Il conserve tout de m\u00eame ses parts susceptibles de s&#8217;appr\u00e9cier \u00e0 terme.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e654860 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"1e654860\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b8d7425\" data-id=\"6b8d7425\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2739505d elementor-widget elementor-widget-heading\" data-id=\"2739505d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">DES COMPAGNIES SOLIDES AU SERVICE DE MA TR\u00c9SORERIE<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-660d9fc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"660d9fc1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79aa2039\" data-id=\"79aa2039\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4baa7faa elementor-arrows-position-inside elementor-pagination-position-outside elementor-widget elementor-widget-image-carousel\" data-id=\"4baa7faa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;4&quot;,&quot;slides_to_scroll&quot;:&quot;4&quot;,&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Logo-du-Credit-Suisse-Etablissement-Bancaire-pour-Entreprise.png\" alt=\"Logo du Cr\u00e9dit Suisse Etablissement Bancaire pour Entreprise\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Logo-Goldman-Sachs-Asset-Management-Entreprise-Paris-Corporate.png\" alt=\"Logo-Goldman-Sachs-Asset-Management Entreprise Paris Corporate\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Swiss-Life-Asset-Managers-Meilleur-Placement-Tresorerie.png\" alt=\"Swiss-Life-Asset Managers Meilleur Placement Tr\u00e9sorerie\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Logo-BNP-Paribas-Asset-Management-Tresorerie-Entreprise-France.png\" alt=\"Logo BNP Paribas Asset Management Tr\u00e9sorerie Entreprise France\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Amundi-Asset-Management-Paris-France-Business.png\" alt=\"Amundi-Asset-Management-Paris France Business\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Aestiam-SCPI-OPCI-Usufruit-placement-treso.png\" alt=\"Aestiam SCPI OPCI Usufruit placement tr\u00e9so\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/Logo-AXA-IM-Investissement.png\" alt=\"Logo-AXA-IM-Investissement\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/JP-Morgan-Banque-US-en-France.png\" alt=\"JP Morgan Banque US en France\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"9 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/La-Francaise-AM-Immobilier.png\" alt=\"La Fran\u00e7aise AM Immobilier\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"10 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/placement-tresorerie.fr\/wp-content\/uploads\/2020\/12\/PERIAL-Societe-de-Gestion-de-SCPI-Investissement-Entreprise.png\" alt=\"PERIAL-Soci\u00e9t\u00e9 de Gestion de SCPI Investissement Entreprise\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62ed99c9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62ed99c9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2addc4af\" data-id=\"2addc4af\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cdb0a99 elementor-widget elementor-widget-sitemap\" data-id=\"7cdb0a99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sitemap.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-sitemap-wrap\"><div class=\"elementor-sitemap-section\"><h5 class=\"elementor-sitemap-title elementor-sitemap-page-title\">Autres Placements de Tr\u00e9sorerie pour Entreprise<\/h5><ul class=\"elementor-sitemap-list elementor-sitemap-page-list\"><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-843\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=843\">Contrat de Capitalisation pour Personne Morale<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-5139\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=5139\">Crowdfunding immobilier<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-6965\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=6965\">Produits Structur\u00e9s<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-1541\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=1541\">Usufruit de SCPI<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-1228\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=1228\">Compte \u00e0 terme<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-8008\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=8008\">Cryptomonnaies stables (ou Stablecoins)<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-1180\"><a href=\"https:\/\/placement-tresorerie.fr\/?page_id=1180\">SCPI<\/a><\/li><\/ul><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-74d90bb\" data-id=\"74d90bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54a68d26 elementor-widget elementor-widget-heading\" data-id=\"54a68d26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Je partage cette opportunit\u00e9 en ligne<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26b8aa7a elementor-share-buttons--view-icon elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"26b8aa7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Share on twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>OPCI pour Personne Morale Pourquoi placer son exc\u00e9dent de tr\u00e9sorerie dans un Organisme de Placement Collectif en Immobilier repr\u00e9sente une bonne opportunit\u00e9 ? OPCI = 60% d&#8217;immobilier + 40% d&#8217;actifs financiers (dont une poche obligatoire &#8220;liquidit\u00e9s&#8221; de 5%) +\/- 4,40% Rendement du placement par an. La performance d\u2019un OPCI est calcul\u00e9e en prenant en compte [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1135,"parent":6322,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1042","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Placer sa tr\u00e9sorerie dans un OPCI | \u00c9pargne Plurielle<\/title>\n<meta name=\"description\" content=\"Placement tr\u00e9sorerie entreprise en OPCI : Pourquoi est-ce un bon investissement?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/placement-tresorerie.fr\/comparatif-placements-de-tresorerie-entreprise\/placement-opci-pour-personne-morale-entreprise\/\" 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